Federal Civilians

The Federal Employees Dental and Vision Insurance Program (FEDVIP) is available to eligible Federal and U.S. Postal Service (USPS) employees, annuitants, survivor annuitants, and compensationers.

If you're an eligible employee or annuitant, you may enroll in FEDVIP and add eligible family members to your coverage. Select an eligibility type below for more details.

A Federal or U.S. Postal Service employee who is eligible to enroll in the Federal Employees Health Benefits (FEHB) Program, whether or not you are actually enrolled, and whose position is not excluded by law or regulation: You must be a full-time or part-time permanent employee to be eligible for FEDVIP. You are eligible to enroll in a FEDVIP dental and/or vision plan and add your eligible family members to your coverage.

A Federal annuitant who retired on immediate annuity or for disability under the Civil Service Retirement System (CSRS), Federal Employees Retirement System (FERS), or other retirement system for employees of the Federal government: You are eligible to enroll in a FEDVIP dental and/or vision plan and add your eligible family members to your coverage.

Minimum retirement age +10: Your FEDVIP coverage will end if you retire on a minimum retirement age (MRA) +10 annuity and postpone receipt of your annuity. You can enroll in FEDVIP again when you begin to receive your annuity.

An unmarried surviving spouse or eligible child of a Federal or U.S. Postal Service (USPS) employee or annuitant who is receiving an annuity: You are eligible to enroll in a FEDVIP dental and/or vision plan and add the employee's or annuitant's other eligible family members to your coverage. If you were covered as a dependent under the employee's or annuitant's FEDVIP plan, you have the option to continue the existing enrollment to prevent a gap in coverage.

A compensationer who receives monthly compensation from the U.S. Department of Labor's Office of Worker's Compensation Programs (OWCP) due to an on-the-job injury or illness and is unable to return to duty as determined by the secretary of labor: You are eligible to enroll in a FEDVIP dental and/or vision plan, or continue your existing enrollment into compensation status, and add your eligible family members to your coverage.

A surviving beneficiary who receives monthly compensation from OWCP: You are eligible to enroll in a FEDVIP dental and/or vision plan, and add the employee's or annuitant's other eligible family members to your coverage. If you were covered as a dependent under the employee's or annuitant's FEDVIP plan, you have the option to continue the existing enrollment to prevent a gap in coverage.

Eligible family members

The following family members are typically enrolled in a FEDVIP plan under the employee's or annuitant's coverage as dependents. Whether or not you may be added as a dependent to a FEDVIP plan is determined by your relationship to the Federal employee or annuitant.

A spouse of an eligible Federal employee or annuitant

A child of an eligible Federal employee or annuitant who is under age 22: This includes stepchildren and foster children who meet certain requirements and live with the eligible Federal employee or annuitant in a regular parent-child relationship.

A child of an eligible Federal employee or annuitant who is age 22 or older and considered incapable of self-support because:

  • the child has a mental or physical disability that began before age 22
  • the child's mental or physical disability is expected to continue for at least one year
  • the child is not capable of working at a self-supporting job because of his or her disability

This includes stepchildren and foster children who meet certain requirements and live with the eligible Federal employee or annuitant in a regular parent-child relationship.

If your child is incapable of self-support, your agency or retirement system must contact BENEFEDS within 60 days of your child's enrollment or 22nd birthday (if already enrolled) to confirm his or her eligibility. If not, your child's enrollment will be voided.

Not eligible

You are not eligible to enroll in FEDVIP, even if you are eligible for the FEHB Program or receive an annuity or portion of an annuity, if you are:

  • a deferred annuitant
  • a former spouse
  • an FEHB temporary continuation of coverage (TCC) enrollee
  • a temporary, seasonal, intermittent, or per diem employee
  • receiving an insurable interest annuity, if you are also not an eligible family member